I WOULDN'T blame you if your first thoughts on this occasion were this: “What on earth is Keeley talking about?”
But - in short - I want to ensure that you're fully aware of the latest in a seemingly never-ending string of scams.
According to consumer group Which?, hundreds of thousands of people throughout the UK have received mystery shipments from Amazon with products they didn't order.
This is fraud known as 'brushing'.
According to Which?, the sellers of these undesired items are attempting to take advantage of Amazon's ranking system, which rewards items with huge sales volumes and positive reviews by mailing items to people who didn't place a purchase.
They'll often take the fraud a step further by creating a fake Amazon account with the recipient's address and leaving a nice review of the product that was just 'ordered.'
You might be wondering: "But what does it matter if we get something we didn't order?"
"I'll just keep it - hey, its free!" 
The main problem is this: it's clear that someone has discovered your address and made a fake account using it.
Will they think twice about selling the personal information they have?
The answer to this question is resolutely not...
At the end of the day, we're talking about  unscrupulous scammers.
I have written about frauds and scams before and I have absolutely no doubt that I will continue to do so in the future.
My rationale is simple: I'm committed to ensuring that our clients are aware of the ever-evolving fraudulent environment that we now inhabit.
Since March 2020, millions of us have been brought to our knees by the pandemic and the associated lockdowns.
Scammers have taken full advantage of this with the number of scams and frauds increasing dramatically.
It's difficult to estimate how much money is lost each year due to the fact that so many victims are either afraid or humiliated to report it.
This is especially true in situations like romance scams, where victims are sometimes too embarrassed to acknowledge they have been fooled.
The National Crime Agency estimated that the total amount lost to fraud in 2017 was £140bn, and the credit agency Experian estimated it to be even higher, at £193bn.
Whatever the exact figure, the human cost of fraud and the erosion of trust it produces cannot be underestimated.
They claim that while the average amount stolen is roughly £600, the emotional cost is significantly higher, with many victims suffering from worry and illness as a result of their losses.
Obviously, something like this is impossible to quantify and the influence will differ greatly depending on the individual.
But one thing is certain: frauds and scams will continue to rise - and the fraudsters and scammers will continue to target the most vulnerable.
Whether it's a text message informing us that the post office is unable to deliver a package, HMRC allegedly threatening us with prosecution, or a 'track and trace' request for our personal information, we must all remain vigilant and suspicious.
And, as we begin our Christmas shopping online, it may be time to ensure that the old maxim is consistently at the forefront of our minds.
If something appears to be too good to be true, it almost certainly is.
And if the evaluations appear to be too good to be true, they almost surely are.

Please don't ever hesitate to get in touch with either myself or other team members here at Future Life Wealth Management if we can ever help. Click HERE to contact us.