Do you know where your pensions are?

Date Published: 18/11/2019 14:47

According to a recent study one in five people who have more than one pension have lost track of at least one of them. And some people even admitted to losing the details of them all.

About two thirds of us have more than one pension; so that means there are about 6.6 million people who don’t know where all their pensions savings are. Twice as many admit to not knowing how much their pensions are actually worth.

Back in the old days many people had just one employer for their whole working life; so probably just one pension. These days when people move jobs much more often and have pensions with different employers and maybe private pensions too, the picture is a lot more complicated. Add to that the auto-enrolment pension scheme that employers are legally obliged to offer to employees and the situation become even more complex.

So how do you keep track of all your pensions? Well, there are plans for a Pensions Dashboard, where you can see all your pensions in one place, but until that is up and running here are some tips that may help:

You can find a lost workplace or personal pension scheme using the DWP Pensions tracing service at

You will need the name of your old employer or pension provider, your current and former addresses and your National Insurance number. You may also need dates you worked for an employer.

You can get a forecast of your State pension going to

Again, you need to enter various details to check your identity,

And once you have managed to track all your pension pots down, it is a good idea to get some advice. It might be tempting to consolidate all your pensions into one to make saving easier, but that might not be the best option. Please get in touch if we can help in any way with advice over pensions or planning for your retirement.  We can be contacted on 01246 435 996

No individual investment advice is given, nor intended to be given in this article and liability will be accepted in respect of any action you may take as a result of reading this article. If you are unsure you are urged to take independent investment advice.

Contact Us

Future Life Wealth
Management Limited,
Future House,
54 Ravenshorn Way,
Renishaw, Sheffield S21 3WY

+44 (0) 1246 435 996

Opening Hours
Monday - Friday 8.30am - 5.00pm

Legal Information

Future Life Wealth Management Ltd is authorised and regulated by the Financial Conduct Authority
The Financial Conduct Authority does not regulate taxation & trust advice
We are entered on the The Financial Conduct Register No 509960 at
The Financial Ombudsman service can be found at
Registered in England No. 07036892 Reg. Address: Future House, 54 Ravenshorn Way, Renishaw, Sheffield S21 3WY
The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.
The value of your investment can go down as well as up and you may not get back the full amount invested.
Your home is at risk if you do not keep up with your mortgage repayments.
Equity release is a lifetime mortgage or home reversion plan.  To understand the features and risks please ask for a personalised illustration. 
We do not offer advice in relation to home reversion plans.
The tax observations contained in this website are made in good faith and are based on our understanding of current Revenue and Customs regulations. We cannot accept any responsibility for any future regulation that may retrospectively happen.